Dodd Calls for an Immediate Freeze on Credit Card Interest Rates

If you carry a balance on your credit card from one billing cycle to the next then there may be some good news coming your way. It looks as if the chairman of the Senate Banking Committee, Chris Dodd, one of the chief architects of the newly minted credit card reform act, is ready to [...]

Credit Card Issuers Introduce New Fees

This will no doubt come as no surprise to you, but a great many banks and credit card issuers are either raising existing fees or introducing new ones to their cardholders.
The whole purpose of the new fees is to offset the rising number of the delinquencies and charge-offs that the credit card industry is facing [...]

Know Your Rights As A Credit Card Holder

While Congress works on the newly proposed “credit card bill of rights“, I felt it was important that I share with you exactly what your rights as a credit card customer entail. After all, it will probably be months before Congress draws up this new bill.
Many cardholders have expressed everything from minor frustration to deep [...]

Tips For Negotiating Credit Card Terms

I thought it might be helpful to some of our readers if we laid out some tactful tips for successfully negotiating better credit card terms with their respective credit card companies. And yes, in case you didn’t know, you can negotiate a better deal with your credit card providers.
No matter what the issue at hand [...]

Rewards Programs Are Getting Tighter With Their Payouts

It would seem that we are now seeing yet another effect of the current credit crisis in America. Credit card issuers are becoming ever more stingy when it comes to paying out on their rewards programs.
There is a great deal of pressure on card issuers to reduce costs and one way to do so is [...]

Discover Student Credit Card

This student credit card with cash rewards and 0% interest on new purchases for an introductory period includes earning up to 5% cash rebates for purchases made in select categories is a very popular card on canpus.

 
This credit card is designed for students with good credit and who would like to get a bit more [...]

Consumers Are Turning To Rewards Credit Cards

With consumers feeling the pinch of bad economic times, people are turning to rewards credit cards more and more in an attempt to stretch their spending dollars while riding out the current recession.
A recent Standard & Poor’s survey indicates that many Americans are specifically using their rewards credit cards when purchasing necessities such as gas [...]

New Credit Card Regulations Go Into Affect In July 2010

After receiving more than 65,000 complaints on its web site, the Federal Reserve Board has taken unprecedented steps to reign in credit card issuers. The U.S. government is finally acting in the best interest of the consumer by passing sweeping regulations that are designed to root out the unfair practices that have long been the [...]

Instant Approval Cards

Apply for instant approval credit cards and get a decision on your application in seconds.
Instant approval credit cards offer customers an answer almost as soon as they hit the “Submit” button on their online application. Choose one or more credit cards that are right for you and apply today. Remember; don’t apply for too many [...]