Have Debit Cards Eliminated The Need For Bank Checks

With the increased popularity of the bank debit/charge card, many checking account holders may wonder why they should bother ordering bank checks at all. The truth of the matter is that bank checks are still very necessary in today’s society for a number of reasons.
Further, due to the fact that bank checks can be [...]

Consumer Credit Fairness Act

Lenders that seek to charge excessive interest rates have become the target of Democratic Sen. Sheldon Whitehouse of Rhode Island. The new legislation, which was introduced in January, is called the Consumer Credit Fairness Act.
Last week Whitehouse told a Senate hearing on credit card practices that the “standard credit card agreement gives the lender the [...]

We Support The Credit Cardholders’ Bill of Rights

There is presently legislation pending that will protect credit card account holders from arbitrarily having their interest rates raised. It is called the Credit Cardholders’ Bill of Rights and is co-sponsored by U.S. Representative Anna Eschoo (D – California).
Representative Eschoo recently wrote an editorial to her hometown (Silicon Valley) newspaper, the Mercury News where she [...]

Chase Raises Fees On Unsuspecting Customers

Here is a tough one to swallow. Chase just announced that they would be raising fees on credit card account holders that locked in fixed low APR terms. It seems as if cardholders that carry a balance and had the foresight to jump on low interest or 0% interest offers with the promise that if [...]

Credit Card Companies Marketing On Campus

Credit card companies have aggressively marketed to students for many years now. But apparently that in your face marketing strategy has reached critical mass at some college campuses. Michigan State University has a deal worked out with Bank of America whereby Bank of America is given a list of MSU students, alumni and season ticket [...]

Prepaid And Secured Credit Cards See Growth

Many financial experts predict that prepaid and secured credit cards will become increasingly popular with consumers as the recession drags on. With traditional credit cards being harder and harder to get, many Americans may now find themselves turning to these instruments to make their financial transactions.
There are some distinctions in the way that prepaid and [...]

Know Your Rights As A Credit Card Holder

While Congress works on the newly proposed “credit card bill of rights“, I felt it was important that I share with you exactly what your rights as a credit card customer entail. After all, it will probably be months before Congress draws up this new bill.
Many cardholders have expressed everything from minor frustration to deep [...]

Why You Should Negotiate With Your Credit Card Company

In these rough economic times it is understandable why so many consumers believe that they do not have much leverage when it comes to negotiating a better deal with their credit card issuer. While no doubt times are tough all over, you can still effectively get a better deal on your credit cards in the [...]

Rewards Programs Are Getting Tighter With Their Payouts

It would seem that we are now seeing yet another effect of the current credit crisis in America. Credit card issuers are becoming ever more stingy when it comes to paying out on their rewards programs.
There is a great deal of pressure on card issuers to reduce costs and one way to do so is [...]

Continental Finance Gold MasterCard

Credit cards for people with a poor credit history have seldom had so many features and benefits as the Continental Finance Gold MasterCard. Compare this bad credit credit card with similar offers and we think you will agree that it is an excellent offer.

 
The Continental Finance Gold MasterCard is issued from the First Bank of [...]