Chase Raises Fees On Unsuspecting Customers

Here is a tough one to swallow. Chase just announced that they would be raising fees on credit card account holders that locked in fixed low APR terms. It seems as if cardholders that carry a balance and had the foresight to jump on low interest or 0% interest offers with the promise that if [...]

Why You Should Negotiate With Your Credit Card Company

In these rough economic times it is understandable why so many consumers believe that they do not have much leverage when it comes to negotiating a better deal with their credit card issuer. While no doubt times are tough all over, you can still effectively get a better deal on your credit cards in the [...]

Rewards Programs Are Getting Tighter With Their Payouts

It would seem that we are now seeing yet another effect of the current credit crisis in America. Credit card issuers are becoming ever more stingy when it comes to paying out on their rewards programs. There is a great deal of pressure on card issuers to reduce costs and one way to do so [...]

Annual Percentage Rates, Periodic Rates and Variable Rates Explained

The annual percentage rate (APR) on your credit card account determines how much the credit that has been extended to you will cost over the course of a year if the balance is not paid in full before the end of the grace period. Annual percentage rate, when looked at from another perspective, will tell [...]