What Credit Means to Us

Credit cards are certainly making a great many headlines in the news these days. First it was the Federal Reserve, then Congress and now President Obama are all weighing in on credit card reform. We have... 

White House Addresses Credit Card Abuses

The White House recently announced that it supports congressional efforts to bring about reform in the credit card industry. This dovetails with the Federal Reserve Board’s creation of the Credit... 

Balance Transfer Fees Are Going Up

It wasn’t too long ago that we were absolutely inundated with balance transfer credit card offers. It seemed as if we couldn’t turn around without seeing the latest and greatest balance transfer... 

Student Credit Card Debt Reaches Record Levels

We all know that college tuitions are spiraling out of control. And now I’m afraid there is some more bad news to add to the equation. Credit card debt for college students has now hit record levels... 

Credit Card Bill of Rights Can’t Come Quick Enough

The credit card Bill of Rights which was enacted by the Federal Reserve Board will not go into effect until July 1, 2010. That’s not quick enough for some people and Congress has taken up their cause.... 

Have Debit Cards Eliminated The Need For Bank Checks

With the increased popularity of the bank debit/charge card, many checking account holders may wonder why they should bother ordering bank checks at all. The truth of the matter is that bank checks are...