Know Your Rights As A Credit Card Holder

While Congress works on the newly proposed “credit card bill of rights“, I felt it was important that I share with you exactly what your rights as a credit card customer entail. After all,... 

Tips For Negotiating Credit Card Terms

I thought it might be helpful to some of our readers if we laid out some tactful tips for successfully negotiating better credit card terms with their respective credit card companies. And yes, in case... 

Why You Should Negotiate With Your Credit Card Company

In these rough economic times it is understandable why so many consumers believe that they do not have much leverage when it comes to negotiating a better deal with their credit card issuer. While no doubt... 

Capital One Financial Corp Reports A Record 4th Quarter Loss

Capital One Financial Corp. is the parent company of credit card behemoth Capital One. It also has recently gotten into the branch banking business by buying Louisiana based Hibernia and New York based... 

Rewards Programs Are Getting Tighter With Their Payouts

It would seem that we are now seeing yet another effect of the current credit crisis in America. Credit card issuers are becoming ever more stingy when it comes to paying out on their rewards programs. There... 

Consumers Are Turning To Rewards Credit Cards

With consumers feeling the pinch of bad economic times, people are turning to rewards credit cards more and more in an attempt to stretch their spending dollars while riding out the current recession. A... 

Annual Percentage Rates, Periodic Rates and Variable Rates Explained

The annual percentage rate (APR) on your credit card account determines how much the credit that has been extended to you will cost over the course of a year if the balance is not paid in full before the...